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	<title>Metro Brokers Carolinas - Charlotte North Carolina Real Estate, Foreclosures and Short Sales, Mortgage Information</title>
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	<lastBuildDate>Tue, 10 Jan 2012 20:49:05 +0000</lastBuildDate>
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		<title>80 Cents Almost Causes a Foreclosure</title>
		<link>http://www.metrobrokerscarolinas.com/80-cents-almost-causes-a-foreclosure</link>
		<comments>http://www.metrobrokerscarolinas.com/80-cents-almost-causes-a-foreclosure#comments</comments>
		<pubDate>Tue, 10 Jan 2012 20:49:05 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Sellers Information]]></category>

		<guid isPermaLink="false">http://www.metrobrokerscarolinas.com/?p=814</guid>
		<description><![CDATA[When Tom Mudie was approved for a mortgage modification program, he thought his foreclosure troubles were over. Bank of America lowered his monthly payment by nearly $200. All he had to do was make the new payments on time for three months and the new amount would be made permanent. But a simple error, hitting [...]]]></description>
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		<title>November 2011 : The New HARP , Making Home Affordable Requirements</title>
		<link>http://www.metrobrokerscarolinas.com/november-2011-the-new-harp-making-home-affordable-requirements</link>
		<comments>http://www.metrobrokerscarolinas.com/november-2011-the-new-harp-making-home-affordable-requirements#comments</comments>
		<pubDate>Mon, 07 Nov 2011 16:27:51 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Sellers Information]]></category>

		<guid isPermaLink="false">http://www.metrobrokerscarolinas.com/?p=806</guid>
		<description><![CDATA[The government announced changes to its HARP program October 24, 2011. If you&#8217;re underwater on your conforming, conventional mortgage, you may be eligible to refinance without paying down principal and without having to pay mortgage insurance. HARP previously limited eligibility to borrowers whose mortgage exceeded their home value by up to 25 percent, the new [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Fed Says it Will Hold Interest Rates Until Mid 2013</title>
		<link>http://www.metrobrokerscarolinas.com/fed-says-it-will-hold-interest-rates-until-mid-2013</link>
		<comments>http://www.metrobrokerscarolinas.com/fed-says-it-will-hold-interest-rates-until-mid-2013#comments</comments>
		<pubDate>Fri, 02 Sep 2011 20:28:07 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Sellers Information]]></category>

		<guid isPermaLink="false">http://www.metrobrokerscarolinas.com/?p=764</guid>
		<description><![CDATA[The Federal Reserve sketched a dim outlook for the U.S. economy suggesting it will remain weak for two more years. As a result, the Fed said it expects to keep its key interest rate near zero through mid-2013. The Fed announced no new efforts to energize the economy in its statement released after its one-day [...]]]></description>
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		<title>Understanding the U.S. Credit Downgrade and Real Estate</title>
		<link>http://www.metrobrokerscarolinas.com/understanding-the-u-s-credit-downgrade-and-real-estate</link>
		<comments>http://www.metrobrokerscarolinas.com/understanding-the-u-s-credit-downgrade-and-real-estate#comments</comments>
		<pubDate>Sat, 06 Aug 2011 17:22:28 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Sellers Information]]></category>

		<guid isPermaLink="false">http://www.metrobrokerscarolinas.com/?p=758</guid>
		<description><![CDATA[Somewhere in between the disagreements and posturing in Washington, there are thoughts of the American people. Young and old, rich and poor. A consistently high unemployment rate, a badly suffering housing market, and strong concern of what&#8217;s next? Regardless of how it happened and whose to blame, it happened. the United States; the Superpower of [...]]]></description>
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		<title>Second Lien Modifications, Yes They Do Exist</title>
		<link>http://www.metrobrokerscarolinas.com/second-lien-modifications-yes-they-do-exist</link>
		<comments>http://www.metrobrokerscarolinas.com/second-lien-modifications-yes-they-do-exist#comments</comments>
		<pubDate>Wed, 06 Jul 2011 16:47:11 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Sellers Information]]></category>

		<guid isPermaLink="false">http://www.metrobrokerscarolinas.com/?p=751</guid>
		<description><![CDATA[Have you contacted your loan servicer regarding your 2nd lien?   The average amount of the extinguished second-lien mortgage was $65,268. Loans that received a partial principal forgiveness averaged a $6,073 extinguishment. Fannie Mae, which administers HAMP, directed participating servicers to begin modifying second liens on Jan. 1. All Fannie servicers were required to join the [...]]]></description>
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		<title>Uneven fall of house prices could tumble another 3%</title>
		<link>http://www.metrobrokerscarolinas.com/uneven-fall-of-house-prices-could-tumble-another-3</link>
		<comments>http://www.metrobrokerscarolinas.com/uneven-fall-of-house-prices-could-tumble-another-3#comments</comments>
		<pubDate>Wed, 29 Jun 2011 15:39:04 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Sellers Information]]></category>

		<guid isPermaLink="false">http://www.metrobrokerscarolinas.com/?p=746</guid>
		<description><![CDATA[When it the bottom coming? It&#8217;s the most important questions for everyone.  Even if you don&#8217;t own a home or are thinking of selling, our housing markets are closely tied into the health of our economy overall. Analysts at both Bank of America Merrill Lynch and Capital Economics forecast another 3% fall for house prices [...]]]></description>
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		<title>Why Purchase a Home in Moss Creek &amp; Moss Creek Village, Concord N.C.?</title>
		<link>http://www.metrobrokerscarolinas.com/why-purchase-a-home-in-moss-creek-moss-creek-village-concord-n-c</link>
		<comments>http://www.metrobrokerscarolinas.com/why-purchase-a-home-in-moss-creek-moss-creek-village-concord-n-c#comments</comments>
		<pubDate>Fri, 24 Jun 2011 19:49:03 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Sellers Information]]></category>

		<guid isPermaLink="false">http://www.metrobrokerscarolinas.com/?p=733</guid>
		<description><![CDATA[I remember very fondly the ground-breaking events of Moss Creek by various builders that included Evergreen, McCar Homes, Shea Homes, Landis Reed Homes and MDC Homes just to name a few just some years ago.  I remember showing lots a homes and the excitement of my buyers as they were courted by builder representatives offering [...]]]></description>
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		<title>Hud: Emergency Homeowners Loan Program</title>
		<link>http://www.metrobrokerscarolinas.com/hud-emergency-homeowners-loan-program</link>
		<comments>http://www.metrobrokerscarolinas.com/hud-emergency-homeowners-loan-program#comments</comments>
		<pubDate>Thu, 23 Jun 2011 18:32:37 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Sellers Information]]></category>

		<guid isPermaLink="false">http://www.metrobrokerscarolinas.com/?p=730</guid>
		<description><![CDATA[WASHINGTON – The U.S. Department of Housing and Urban Development (HUD) in conjunction with NeighborWorks® America announced the launch of the Emergency Homeowners’ Loan Program (EHLP) today, to help homeowners who are at risk of foreclosure in 27 states across the country and Puerto Rico. Under EHLP program guidelines eligible homeowners can qualify for an [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What is Fannie Mae&#8217;s &#8220;FirstLook&#8221;</title>
		<link>http://www.metrobrokerscarolinas.com/what-is-fannie-maes-firstlook</link>
		<comments>http://www.metrobrokerscarolinas.com/what-is-fannie-maes-firstlook#comments</comments>
		<pubDate>Thu, 09 Jun 2011 14:35:15 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Sellers Information]]></category>

		<guid isPermaLink="false">http://www.metrobrokerscarolinas.com/?p=686</guid>
		<description><![CDATA[The First Look period is typically the first 15 days a property is listed on HomePath.com, except Nevada where it is 30 days. Fannie Mae&#8217;s First Look marketing period helps to cultivate neighborhood stabilization by encouraging home ownership. During this period, owner occupants who occupy the home as their primary residence, some non profits, and [...]]]></description>
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		<title>FHA Requirements Could Change</title>
		<link>http://www.metrobrokerscarolinas.com/fha-requirements-could-change</link>
		<comments>http://www.metrobrokerscarolinas.com/fha-requirements-could-change#comments</comments>
		<pubDate>Tue, 24 May 2011 20:19:36 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Buyers Information]]></category>

		<guid isPermaLink="false">http://www.metrobrokerscarolinas.com/?p=656</guid>
		<description><![CDATA[We wonder&#8230;what is Washington thinking and what DO they think about? With so many pressing issues to include; the recession, high unemployment, the rising national debt, and healthcare, why would they entertain the idea of raising the minimum down payment for FHA loans from 3.5% to 5%? Why Now? Proponents of the bill say by [...]]]></description>
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